Managing Your Personal Finances

MANAGING YOUR PERSONAL FINANCES
Financially Healthy People – Healthy Company – Wealthy Company

Online Workshop Dates: Sep – Dec 2024

In-house workshop dates: Available on request

Introduction
The purpose of this workshop is to put theory into practice and to teach delegates how to manage their money the correct way.  During the workshop delegates will get information and methods to assist them in implementing the theory.

Financially stress-free employees result in more productive employees.

The purpose of this workshop is to put financial wellness within your reach and to give you the knowledge and skills to get that financial record of yours as healthy as possible.
It is also intended to empower you to manage your own finances responsibly. The focus is knowledge, skills, values and attitudes in relation to your own situation…

Healthy people – healthy company – wealthy company.

What benefits are there for your COMPANY for having your employees attend this workshop?

• The company is more credible because it supports the Wellness Program.
• If the employees manage their finances correctly the company’s market related remuneration would be sufficient.
• Financial stress and depression are the core of many mistakes and wrong judgement in the workplace.
• The employees feel important because the company emphasizes the importance of providing training aimed at the individual’s personal health.
• Teach employees how to manage their own finances and they will manage the company’s finances correctly and have respect for the company’s budget.
• By enabling the employees to set up and manage their personal budgets they will understand the importance of staying within the company’s budget.
• Employees will stop pointing fingers at the employer and putting the blame on low salaries.
• Financial health prevents less temptation for theft, corruption, and bribery.
• The company has a long-term alliance because the employees do not run away from debt collectors.
• With no bad debt the employees face the people and answer telephones.
• Employees have a positive attitude, loyalty, high energy and smiling faces.

This course has benefitted many people getting out of debt and helped them to live financially free lives.

This workshop is NQF aligned.
Unit Standard: 10715 – Investigate credit in own circumstances.
Unit Standard: 10718 – Use a personal budget to manage own money.

Course Outcomes

At the end of this workshop, you will be able to use a personal budget to manage your own money:

• Tracking and categorising own current expenses.
• Compiling a plan to get the most out of one’s money.
• Using a personal budget to manage one’s own money.
• Implementing a savings plan as part of one’s budget.
• Investigate credit in your own circumstances:
• Understanding the different kinds of credit available and the implications of credit contracts.
• Researching the cost and possibility of credit in relation to a home loan.
• Identifying the impact of credit on the purchase of household and personal items and how the use of credit adds to the cost of an item.
• Making an informed decision on whether to purchase goods on credit.
• Understanding a contract instalment sale agreement.
• Deciding about what goods should / should not be purchased on credit.
• Understanding the danger of becoming caught in a debt spiral.

Course Fee: R2,850.00 (R3,277.50 incl. VAT) per person.

Early bird GROUP fees for 20 or more people, less 30% (R855.00) per delegate = R1,995.00 (R2,294.25 incl. VAT) per delegate for all NEW registrations received and paid on receipt of invoice.

For group bookings of more than 50 people, please email Ronell at: events@telg.co.za for a special quote.

ENQUIRIES:
For in-house group bookings, a registration form, or any other enquiries, please e-mail Ronell at: events@telg.co.za or contact her on 067 317 9388 or send her a WhatsApp message with the relevant details.

Online: dates available on request
Ticket
R2,294.25 Incl.

Fee: R2,850.00 (R3,277.50 incl. VAT) p/p

Groups of 20 and more less 30% = R1,995.00 (R2,294.25 incl. VAT)

All offers valid on receipt of invoice.

GAUTENG: In-house only
Ticket
R2,294.25 Incl.

Fee: R2,850.00 (R3,277.50 incl. VAT) p/p

Groups of 20 and more less 30% = R1,995.00 (R2,294.25 incl. VAT)

All offers valid on receipt of invoice.

KZN: Durban North: In-house only
Ticket
R2,294.25 Incl.

Fee: R2,850.00 (R3,277.50 incl. VAT) p/p

Groups of 20 and more less 30% = R1,995.00 (R2,294.25 incl. VAT)

All offers valid on receipt of invoice.

WESTERN CAPE: Durbanville: In-house only
Ticket
R2,294.25 Incl.

Fee: R2,850.00 (R3,277.50 incl. VAT) p/p

Groups of 20 and more less 30% = R1,995.00 (R2,294.25 incl. VAT)

All offers valid on receipt of invoice.

ALL OTHER REGIONS: available on request.
Ticket
R2,294.25 Incl.

Fee: R2,850.00 (R3,277.50 incl. VAT) p/p

Groups of 20 and more less 30% = R1,995.00 (R2,294.25 incl. VAT)

All offers valid on receipt of invoice.

Managing Your Personal Finances

Financially Healthy People - Healthy Company - Wealthy Company


Online Workshop Dates
: September - December 2024
In-house workshops: available on request

EnquiriesFor in-house group bookings and other enquiries, please e-mail Ronell at events@telg.co.za or send a message with your requirements at 067 317 9388.
_____________________________________________________________________

Introduction
The purpose of this workshop is to put theory into practice and to teach delegates how to manage their money the correct way. During the workshop delegates will get information and methods to assist them in implementing the theory.

What benefits are there for your COMPANY for having your employees attend this workshop?
·        The company is more credible because it supports the Wellness Program.
·        If the employees manage their finances correctly the company’s market related remuneration would be sufficient.
·        Financial stress and depression are the core of many mistakes and wrong judgement in the workplace.
·        The employees feel important because the company emphasizes the importance of providing training aimed at the individual’s personal health.
·        Teach employees how to manage their own finances and they will manage the company’s finances correctly and have respect for the company’s budget.
·        By enabling the employees to set up and manage their personal budgets they will understand the importance of staying within the company’s budget.
·        Employees will stop pointing fingers at the employer and putting the blame on low salaries.
·        Financial health prevents less temptation for theft, corruption, and bribery.
·        The company has a long-term alliance because the employees do not run away from debt collectors.
·        With no bad debt the employees face the people and answer telephones.
·        Employees have a positive attitude, loyalty, high energy and smiling faces.

This course has benefitted many people getting out of debt and helped them to live financially free lives.

This workshop is NQF aligned.
Unit Standard: 10715 - Investigate credit in own circumstances + Unit Standard: 10718 - Use a personal budget to manage own money.

Who should attend?
This workshop is for anybody who wants to learn how to manage their personal finances and how to get and stay out of debt.
The target market is people earning an income from as little as R5,000.00+ per month and for people with a positive attitude towards gaining more skills and knowledge about the management of their own finances.

Workshop Outline

·       Module 1: Positioning the State of Your Finances
Record and analyse current spending patterns.

·        Module 2: Planning Your Finances
Take control of your finances and get the most from your money.

·        Module 3: Financial Management
Recognise the need to save as part of personal financial management.

·        Module 4: Budgeting
Draw up a personal budget for the next three months.

·        Module 5: Credit
Know the different types of credit available to individuals, and the basic principles and legal implications of credit contracts. Overview of The New Credit Act and Legislation on debt counselling.

·        Module 6: Buying a property or Home
Investigate the cost of credit and various options when buying a property/home.

·        Module 7: Cost of credit on household items, clothing, and consumable goods
Research the cost of credit on household items. Discuss the cost of clothing and consumable goods in relation to own budget.

·        Module 8: Home loans / Financing a Vehicle / Other residual financing schemes and lease schemes
Housing loans. Financing a vehicle through a bank. Bank finance terms and charges.

·        Module 9: Credit cards / Saving
Credit cards and their dangers. Starting to save money.

·        Module 10: Legislation on Salary Deductions / Garnishee Orders
Legislation on salary deductions.
Garnishee orders.

·        Module 11: Action Plans
You are accountable to reach your own goals. Budget is seen as a diet - you will get days that you will cheat. We will teach you how to eliminate this problem.

Course Outcomes

At the end of this workshop, you will be able to use a personal budget to manage your own money:

·        Tracking and categorising own current expenses.

·        Compiling a plan to get the most out of one’s money.

·        Using a personal budget to manage one’s own money.

·        Implementing a savings plan as part of one’s budget.

·        Investigate credit in your own circumstances.

·        Understanding the different kinds of credit available and the implications of credit contracts.

·        Researching the cost and possibility of credit in relation to a home loan.

·        Identifying the impact of credit on the purchase of household and personal items and how the use of credit adds to the cost of an item.

·        Making an informed decision on whether to purchase goods on credit.

·        Understanding a contract instalment sale agreement.

·        Deciding about what goods should / should not be purchased on credit.

·        Understanding the danger of becoming caught in a debt spiral.

Currently, many people are battling to make ends meet because they have never been exposed to the basic principles of managing their monthly income. They end up with an empty bank account a few days after receiving a salary. Therefore, they must learn how to stretch their money further. Managing your finances carefully and implementing proper financial planning will enable you to stretch your income maximally.

This workshop is a journey to assist employees to successfully use and draw up a personal budget to manage their own money. After this workshop it is each delegate’s responsibility to ensure that the workshop results in changing their financial wellness.

Financially stress-free employees result in more productive employees.

The purpose of this workshop is to put financial wellness within your reach and to give you the knowledge and skills to get that financial record of yours as healthy as possible.

It is also intended to empower you to manage your own finances responsibly.
The focus is knowledge, skills, values and attitudes in relation to your own situation…

Healthy People - Healthy Company - Wealthy Company.

_________________________________________________________________________________

 

Course Fee: R2,850.00 (R3,277.50 incl. VAT) per person.

Early bird fee less 30% (R855.00) per delegate = R1,995.00 (R2,294.25 incl. VAT) per delegate for all NEW registrations received and paid on receipt of invoice.

For groups of more than 50 people, please email Ronell at: events@telg.co.za for a special quote.

Technical requirements for online sessions: Training will be presented live via Microsoft (MS) Teams. You need to have access to either a tablet / smartphone / laptop / desktop including activated webcam, earphones, etc. Internet connection (3G or 4G / LTE) - minimum speed of 3.0 Mbps (up / down).

 

    Registration

    Event Name:
    Please confirm if your booking is for:
    Date Of The Event:
    Fee per delegate:
    Number of delegates:

    Fee includes Certificates of Completion, tea / coffee & refreshments; lunch and session material secured parking.
    Early Bird Fee:

    FEE, please ensure that your company will be able to make payment within the time frame given for the early bird fee to be paid for this event before you register, alternatively register for normal course fee.

    Organisation and Delegate Information:

    Organisation:
    VAT No:
    Postal Address:
    Postal Code:
    Contact Person:
    Contact Number [Cell]:
    Contact Number [Landline]:
    Fax Number:
    Email:
    Name and Surname

    Designation

    Delegate(s) Email Address

    Delegate(s) Mobile Number
    Name and Surname

    Designation

    Delegate(s) Email Address

    Delegate(s) Mobile Number
    Name and Surname

    Designation

    Delegate(s) Email Address

    Delegate(s) Mobile Number
    Name and Surname

    Designation

    Delegate(s) Email Address

    Delegate(s) Mobile Number
    Event Details